Archive for the ‘News Letters & Articles’ Category

Arizona’s Centennial

Eight years ago, in honor of Arizona Statehood Day, which is also Valentine’s Day, I wrote a letter to my friends and clients about why Arizona is a great state and in particular a great state in which to practice law.  In honor of Arizona’s centennial, I thought that reviewing the letter to see if [...] → Read More

Rental Properties Alert

This is to advise you of a new Arizona law effective on 01/01/12 that is addressed at property owners who are renting out residential property but not properly classifying the residence as a rental with the appropriate County Assessor.  With the next mailing of valuation notices to property owners [usually in February], there will be [...] → Read More

Anti-Deficiency Protection

In the ugly environment of foreclosures, short sales, strategic defaults and taxes on forgiveness of debt so much has been written and published in the media., You would think that we would have a clear path to the answers. Apparently this is not so. In a recent court decision, the Arizona Court of Appeals expanded [...] → Read More

Estate Planning

Over the last ten years I have worked with a number of clients who have children with alcohol or drug addiction.  Unfortunately, this is a growing problem that affects many families in Arizona.  For example, in 2008, an estimated 54,000 children ages 12-17, and 273,000 adults age 26 and older, were dependent on or abusing [...] → Read More

Show me the note!

You may have heard stories on the news where a homeowner stopped a foreclosure by demanding that the bank produce the original promissory note after the loan was sold to a second bank.  Some have referred to this as a “show me the note” tactic.  Due to a recent decision by the Arizona Court of [...] → Read More

I-9 Compliance

Did you know that since 1986, all U.S. employers must complete and retain a Form I-9 for each individual they hire for employment in the United States? This includes employee citizens and non-citizens. After the form is completed by an employee, the I-9 must for kept by the employer either for three years after the [...] → Read More

Financial Freedom – Reducing Money Worries

If you’re like millions of Americans, you dream of the day when you will be debt free. The economic recession has prompted many families to restrict spending in order to take control of their finances, pay down outstanding debt and make saving a priority. In fact, the average household debt has fall over 8.2% since [...] → Read More

Facebook in my Will?

Estate planning traditionally concerns itself with insuring that a client’s wishes regarding the disposition of his or her property upon death are followed.  A good estate plan also includes tools to deal with the client’s incapacity or inability to make health-care decisions.  In addition to a will, and perhaps a living trust agreement, the plan [...] → Read More

Who do you appreciate?

My friend Bill Aust of The Biltmore Bank kindly sent me the enclosed article from Harvey Mackay’s column this week and it resonated so well with me that I wanted to share it with you along with Bill’s covering note. “Following is a terrific article by Harvey Mackay.  In these challenging business times and bickering [...] → Read More

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Don’t be an April’s Fool

Although the internet has provided us with a convenient way to communicate and an instantaneous portal to information, it has also exposed us to scammers who use its power to try to separate us from our hard-earned money or phishers looking for our personal information.  Recent breaches of security of companies with large storehouses of [...] → Read More

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