Scottsdale and Phoenix Bankruptcy Lawyers

Bankruptcy is a legal process that can offer a new start for individuals or businesses facing burdensome financial issues. Once a bankruptcy is filed, creditors are prohibited from attempting, while the bankruptcy is pending, to collect payment from you or repossessing collateral until your financial obligations are sorted out and the bankruptcy process is completed. Most debts arising before the process starts are no longer obligations of the individual or business that files for the bankruptcy relief once that process is completed. There are primarily two categories of bankruptcy: liquidation and reorganization. 

In liquidation, a bankruptcy trustee sells some of your property in order to pay down your debt obligations; you may, however, be entitled to keep property that is protected (exempt) under state or in some cases, federal, law. In reorganization, you keep all of your property, but a monthly payment plan is required to repay all or some of your debt. 

Since the right to file for bankruptcy is outlined in Federal Law, all bankruptcy proceedings are filed in the Federal Court system. Very specific and detailed Federal and State rules apply to all bankruptcy proceedings. Federal law dictates who can file, when they can file, what debts are covered, what assets are exempt, and what property you can and cannot keep. Navigating and negotiating the ever-changing bankruptcy laws can be daunting and intimidating. 

We can assist those in need of financial advice for business or personal affairs. We are knowledgeable in:

• Acting as a debt relief agency under the Bankruptcy Code
• Representing creditors
• Business reorganization
• Advise regarding non-bankruptcy and bankruptcy alternatives for debt relief

To schedule an initial consultation with a bankruptcy attorney, please call Hymson Goldstein Pantiliat & Lohr at 480-991-9077 or contact us via Email. We can provide the individually tailored advice you need to make strategic decisions for debt relief. We pride ourselves on responsive, personalized attention to each matter and understand that every member of our team plays a valuable role in your client experience. From our attorneys, to our legal assistants, to our administrative staff, we are committed to providing you with exceptional legal service.

Hymson Goldstein Pantiliat & Lohr, PLLC is a Debt Relief Agency under the bankruptcy code.

David B. Goldstein is an experienced bankruptcy attorney concentrating his practice in commercial and individual bankruptcies. He is listed with the United States Bankruptcy Court for the District of Arizona as a court-appointed mediator.