Health Insurance

The medical staff was terrific!  They took x-rays, gave her medication and, eventually, after three hours or so, stitched up her wound.

I, of course, gave them my insurance card and thought everything was taken care of.  Three weeks later, we started receiving bills from the hospital and other providers, who we thought were all part of the hospital team.  The bills were for hundreds of dollars, despite our insurance paying for a majority of it.  Needless to say, I was surprised (not pleasantly) and frustrated.

Recently, our firm decided to renew our health insurance coverage for all of the employees.  These benefits get more expensive every year, and I fear that one day, it may not be affordable.  However, our employees are very important to us, and in these economic uncertain times, the last thing we wanted to do was reduce their benefits.  I can only imagine how much that hospital treatment would have cost without our insurance – And, how much that would affect a family’s normal budget.

So, I don’t know what the plan is to “fix the system,” but, hopefully, it will be one where people will still be able to get the coverage they want, see the doctors of their choosing, and be able to afford it.  After all, we do live in the U.S.A.!

Written by Attorney Eddie A. Pantiliat, eap@hgplaw.com