Which debts are non-dischargeable?

Some of the most common debts that are NOT released by a Chapter 7 discharge are:

  1. debts for certain taxes, including taxes that became due within the last three years;
  2. debts for obtaining money, property, services, or credit by means of false pretenses, fraud or a false financial statement (including certain debts for luxury goods or services and for certain cash advances made within 90 days before the case is filed);
  3. debts for fraud, embezzlement or larceny;
  4. debts for alimony, maintenance, or support, with certain very limited exceptions;
  5. debts for intentional or malicious injury to the person or property of another;
  6. debts for student loans, unless not discharging the debt would impose an undue hardship on the debtor;
  7. debts for death or personal injury caused by the person of a motor vehicle, vessel or aircraft while legally intoxicated;
  8. cash advances totaling $750 made within 70 days of filing for bankruptcy; and
  9. debts incurred to pay a non-dischargeable tax owed to a government unit, other than a tax owed to the U.S.

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